Search Results

If you’ve had recent damage done to your home and are unsure about where to start with repair and claim process, then this article is for you. Tip : Make sure to be aware of things excluded from your policy when you first buy it. This way you will know if you should purchase extra coverage. A common example of policy exclusions is regional flooding so if you’re in a vulnerable area for regional flooding, it would be a good idea to purchase that extra coverage even if you have to purchase it through a separate provider. The following types of damage are typically covered under insurance. Water Damage Mold Damage Roof Damage Hurricane Damage Fire Damage Smoke Damage Wind Damage Sink Hole Damage Damage to built-in appliances (ex: water heater) Garage Damage Theft Vandalism Falling objects Damage from electrical surges Lighting Damage Hail Damage Explosions The Repair Process Find a Reputable Contractor with the Right Skills It’s important to find a reputable contractor to do the necessary repairs. Don’t skimp on price. You want it done right. The contractor should provide you with a written estimate that details everything including labor, materials and the type of work they are planning on doing. You should also ask them about the amount of liability insurance they carry and make sure to have their insurance policy number as well as their contractors license number. Have all this and a time-frame before hiring. Time is of the Essence Also, if there is damage like that are compromising the liveability of the house, you want to make sure to save all receipts for additional living expenses so you can submit them to the adjuster. It is also very important to mitigate your damages with tarps or dry out equipment so the current damage doesn’t create more damage. For example, if you have water damage, this could also cause a mold problem if it’s not fixed right away. The Claim Filing an insurance claim can be a long and grueling process. We recommend you to find a company that will take care of filing the insurance claim for you. There are many out there that are extremely experienced and will make the process quick and easy, but most importantly, get you the maximum payout. If you’re in the South Florida area, we can do just that. Give us a call 561-929-9826 or shoot us an email ReliantClaims@Gmail.com today. We’re ready to help and have years of experience.

Flooding can happen anywhere; in fact, many of the National Flood Insurance Program (NFIP) claims come from areas that are not considered to be a high flood risk. Knowing it can happen any time, and is the most common and costly natural disaster, Florida residents need to be vigilant in their protection against flooding. The city’s Flood Plain Management program seeks to increase hazard awareness of Boca Raton flood zones, as well as reduce water damage claims , protect the natural functions of floodplains, and bolster flood insurance coverage. To this end, the city participates in the NFIP’s Community Rating system, which is a voluntary incentive program that recognizes and encourages community floodplain management activities. Because Boca Raton participates in this program, city residents in all flood zones are rewarded with a 10% reduction in flood insurance premiums. Boca Raton Flood Zones (Palm Beach County) How do you know if you’re in a flood zone? You can visit www.myboca.us/flood or call Floodplain Management (561) 393-7792. Additionally, you can follow a few easy steps to use the  online map tool. 1) Enter your address 2) Click on the icon all the way on the left 3) Open “Commonly Used Layers” 4) Click on “Flood Zone Map” to see current flood zones Boca Raton and Palm Beach County rely on the National Weather Service (NWS) for impending flooding warnings. The NWS issues flood advisories when heavy rainfall and possible flooding are expected. The city also utilizes the CodeRED Emergency Notification system to notify Boca Raton residents of emergency conditions via telephone. Residents can sign up for this service at through the City of Boca Raton’s link or by calling (561) 393-7700. All Florida residents should carry flood insurance to protect their business, building, home and the contents of their home whether they live in an area considered to be in a Special Flood Hazard Area (SFHA) or not. Regular homeowners’ and renters’ insurance policies do not cover property loss due to flooding in Boca Raton flood zones. Also, keep in mind, there is a 30-day waiting period after purchasing a policy before coverage takes effect. If you need assistance finding flood insurance, you can visit: FloodSmart.gov , call FEMA 1-800-427-4661 or contact your local city government (561) 393-7792. #SouthFlorida #BocaRatonFlooding #BocaRaton #Flooding #SouthFloridaFlooding #FloodZones #FloodRisk

Many people are drawn to older homes in Florida because they have a character and charm not found in newer construction. Others, seeing good bones and recognizing the home’s potential, plan to flip or renovate it. Regardless of the motivation, buying an old home—25-100 years—can be a dream come true, but it can also come with some insurance nightmares the buyers might not have considered. While most mortgage lenders require homeowners’ insurance as a condition of lending, the potential for issues with older homes in Florida makes them riskier to insure. In fact, some insurance companies will refuse to insure an old home without some upgrades and repairs. And, even when insurance companies will cover the home, plan to pay higher premiums. What are some of the issues to consider before buying an old home? Outdated Electrical System : Since older homes were built before central heating and cooling, microwaves, electric ovens and stoves, they have small circuit breaker boxes. Additionally, the old fuses and wiring aren’t prepared to meet the demands of today’s modern appliances, and an overworked electrical system can result in a fire. Roof : Since the typical lifespan of a roof is about 25 years, if the roof has not been replaced in recent history, the chance of leaks and water damage is greater. An older roof can cause insurers to charge more for premiums. Plumbing : Outdated plumbing systems are unpleasant and can result in leaks and water damage. Due to the invasive nature of water damage and the costly repairs surrounding it, an old plumbing system will certainly mean a heftier premium. Plaster Walls : If you need to repair or replace walls, you’ll find that your old home’s walls are made of lath and plaster, which is much more expensive than sheetrock. While you may choose to make repairs or replacements with lath and plaster to keep your old home accurate and consistent, you may face an issue with an insurance company ponying up the extra money. If you’re planning to buy an old home, it’s advisable to start getting insurance quotes before you sign the final papers on the mortgage. Since they will call for a thorough inspection, this can also help you to find possible problems with the home. If you do uncover an issue such as faulty electrical or plumbing or an old roof, you can ask the current owner to either make the necessary repairs or discount the selling price. This can help to bring your insurance premiums down or at least give you a little extra wiggle room in your budget if you are forced to make repairs. If you have any questions at all about older homes in Florida, please give the experts at Reliant Adjusters Group a call at 561-929-9826

If you’ve ever had to file an insurance claim, you’ve probably dealt with an insurance adjuster. These are the folks that come out to inspect property damage to determine how much an insurance company should pay for a claim. An insurance adjuster’s job is to gather information, so they’ll take lots of pictures and ask lots of questions. Depending on the nature of the claim, they might interview witnesses, look at police reports, consult with lawyers, engineers and more. Ultimately, once they get all the information they need, they put together a report which is submitted to a claims examiner. At that point, the adjuster negotiates with the policyholder and settles the claim. It’s important to understand that there are different types of insurance adjusters. Insurance companies use their own company adjusters or contract with independent adjusters who work for a different firm. In both of these cases, the adjuster does not work for the policyholder. They technically represent the insurance company as the insurance company is paying their paycheck. Public adjusters, however, work for the policy holder and are often hired by claimants who don’t want to rely on the insurance company’s adjuster. The goal of these adjusters is to get the highest possible payment for the claimant since they are paid a percentage of the settled claim. Who would want to hire a public insurance adjuster ? Pretty much anyone who is filing a property insurance claim—especially if the claim is for a high amount—would benefit from hiring an insurance adjuster. Insurance adjusters are extremely skilled, thorough, detail-oriented professionals who excel at calculating all the costs involved in repair and replacement of property involved in insurance claims. While many Florida public insurance adjusters will evaluate a claim for free, however, they will charge a fee to work with policy holders on a claim–often 20% of the settlement amount. The fees are usually less when working commercial claims. In Florida, fees cannot exceed 20%, and claims resulting from events declared by a state of emergency by Florida’s governor are limited to 10% for the first year. If you are considering hiring a public insurance adjuster to help you with your claim, do your research. Ask for recommendations, read reviews, check references. You can also check out The Florida Association of Public Insurance Adjusters (FAPIA) online directory. If you have any questions, please feel free to call us anytime at 561-929-9826 or email us directly at reliantclaims@gmail.com

Water damage is one of the most common causes of homeowners’ insurance claims as well as one of the most confusing. For example, if a river overflows its banks and floods your home, your homeowner’s insurance is not likely to cover the damage as would fall under your flood insurance policy. However, if the flood comes from a burst pipe, your policy will likely cover the damage. But to be safe, its best not to use the word f-l-o-o-d when speaking with your GL insurance company. Burst Pipe Insurance Claims Standard homeowners’ policies usually cover water damage within your home resulting from a burst pipe. The same is true if an outside pipe bursts and causes damage, but you must be able to demonstrate that the damage came from the burst pipe and not another issue such as poor drainage or lack of maintenance. Burst pipe insurance claims are fairly common in South Florida and they are generally associated with older plumbing systems.  Unfortunately, it is very difficult to monitor the condition of the pipes and one can only recognize there’s an issue when a pipe bursts. Prevention Is Key Some ways to prevent burst pipe insurance claims are: Insulate your pipes and cold water tank. Ask your plumber or contractor about water leak monitor systems. Turn off your water when traveling for extended periods of time. Watch for signs of burst pipes such as ceiling leaks, damp walls, noisy pipes, and low water pressure. The effects of burst pipes are serious and can affect you and others in your area with little warning. With as much possible water loss as 2 bathtubs full per hour, burst pipes can cause property damage, loss of water and even evacuation.   What should you do if a pipe bursts? Shut off the water at the main valve. Call a trusted or recommended plumber. Take lots of photos to document the damages. Call Reliant Adjusters to make sure that your insurance claim is handled quickly and efficiently.

As the owner of a boat, yacht, or other watercraft, is it important to understand your marine insurance policy and be prepared in the event that you need to make a marine insurance claim. Boats are expensive enough as is, so you want to make sure to understand your policy and what kind of coverage you actually have. Another thing that is often overlooked is knowing what is expected of you in order to properly file a marine insurance claim. The History of Marine Insurance Marine insurance is actually the oldest form of modern insurance. Making its first appearance in London during the 17th century. During this time, ships were commonly used for travel, trade, and so much more. However, the ship owners had to deal with the risks of marine travel. Ship and cargo owners began meeting with private investors to insure ships in the event of an any unforeseeable events or tragedy. Protect Your Investment Boats can be an expensive asset. They require almost constant maintenance and a high rate of repair. Often, repairs are followed after a storm that develop quickly and flood the boat, or heavy winds that overturn the boat. A Marine policy will cover some if not all of the costs for repairs or replacements if an event cover under the policy occurs and causes damage. Avoid a Claim Denial Marine insurance policies are extraordinarily specific. These policies work under a concept of uberrimae fidei, which means “utmost good faith”. This means the policyholder is expected to fully disclose anything and everything pertinent to the insured vessels and person, even if it was not explicitly asked. Too often, significant claims that should be covered by the insurance policy get denied because of an exclusion or limitation in the fine print of the policy. There are often easy ways to avoid these costly mistakes but they are easy to overlook by someone who is not a professional in marine insurance policies and claims. Hire a Professional An insurance adjuster that is well versed in marine claims would be the best person to get advice and help from when choosing a policy or filing a claim. In fact, in the event of an accident, you may want to contact an adjuster prior to contacting the insurance company. As mentioned earlier, one misstep could cost you the claim. A marine insurance claims adjuster will walk you through every step in filing a claim to maximize the probability of your claim being accepted. Remember, an insurance company benefits from paying you out as little money as they can for a claim. Here are some common bad faith insurance practices to look out for: Failure to properly investigate a claim Lack of prompt or complete communication regarding a claim Altering a material document without the knowledge of the policyholder Misrepresentation of relevant facts relating to a claim or policy Failure to provide written notice of an investigation within 30 days of a proof-of-loss statement submission Do not be short-changed by your marine insurance provider. Get your boat and marine equipment replaced, repaired, and back in business in a timely manner when you hire Reliant Adjusters Group to represent you. Our experienced adjusters will have your back so you can breathe easy. In the event of an accident that causes damage to your boat, yacht, or other marine craft, call us at 561-929-9826.

Water damage is one of the most common causes of homeowners’ insurance claims as well as one of the most confusing. For example, if a river overflows its banks and floods your home, your homeowner’s insurance is not likely to cover the damage as would fall under your flood insurance policy. However, if the flood comes from a burst pipe, your policy will likely cover the damage. But to be safe, its best not to use the word f-l-o-o-d when speaking with your GL insurance company. Standard homeowners’ policies usually cover water damage within your home resulting from a burst pipe. The same is true if an outside pipe bursts and causes damage, but you must be able to demonstrate that the damage came from the burst pipe and not another issue such as poor drainage or lack of maintenance. Burst pipe insurance claims are fairly common in South Florida and they are generally associated with older plumbing systems.  Unfortunately, it is very difficult to monitor the condition of the pipes and one can only recognize there’s an issue when a pipe bursts. Some ways to prevent burst pipe insurance claims are: Insulate your pipes and cold water tank. Ask your plumber or contractor about water leak monitor systems. Turn off your water when traveling for extended periods of time. Watch for signs of burst pipes such as ceiling leaks, damp walls, noisy pipes, and low water pressure. The effects of burst pipes are serious and can affect you and others in your area with little warning. With as much possible water loss as 2 bathtubs full per hour, burst pipes can cause property damage, loss of water and even evacuation. What should you do if a pipe bursts? Shut off the water at the main valve. Call a trusted or recommended plumber. Take lots of photos to document the damages. Call Reliant Adjusters to make sure that your insurance claim is handled quickly and efficiently.

South Florida Marine Insurance Claims South Florida is a boaters dream. With much of the state enjoying shoreline, waterways or close proximity to water access, the number of boat owners in much higher than most other areas of the state. With a wide variety of options for water activities, such as boating, diving, and fishing, boat ownership is a popular choice for many looking to take advantage of life on the water. Along with the benefits of boating, comes the inherent risks. A lot can go wrong out on the water, and it’s very important to make certain that every possible scenario is covered. Due to the vast number of boaters coupled with the number of time boaters spend on the water, it comes as no surprise that there are a large number of South Florida Marine Insurance Claims filed each year. Boats are constantly in motion, even when they aren’t going anywhere. Wet surfaces abound on vessels, and it’s easy to lose your footing, making personal injury for you and your guests a real possibility that you should be prepared for at all times. Having a solid first aid kit is common sense, but having a few extra supplemental first aid items on board at all times can really come in handy. South Florida Weather & Marine Insurance Claims Everyone in South Florida knows just how quickly the weather can turn. Driving rain and howling winds are no stranger to those venturing out on the water, and it’s important to understand the ramifications of weather changes and to be prepared for the worst. The ocean can quickly go from flat to whitecaps in the blink of an eye. As weather degrades, your risks can increase. Reduced visibility and decreased navigation can be a recipe for some sketchy situations, so it’s important to be aware of the weather and it’s potential to decline. Waves combined with rain can mean more water than normal coming into your vessel. Making sure your equipment is in running order can be the difference between a wet ride back to the dock and potentially catastrophic failure in the event of malfunctioning bilge pumps. Most boats that get used regularly no longer look like they just launched out of the showroom. Scrapes and abrasions are common from docking, normal wear and tear, and from rafting alongside another vessel. Conditions can make these activities even more difficult, and significant damage to your vessel is not an uncommon occurrence. Damage to your hull and railings happen regularly at boat ramps and when docking. Significant damage of any kind should be looked at immediately by a professional & qualified marine insurance adjuster. Speaking with a professional will quickly get your questions answered about what might be covered, and help you understand the full extent of the damage and whether or not your vessel might be seaworthy. If you venture on the water, having insurance to cover a variety of situations is always a good idea. And in the event something happens, when getting in touch with your insurance adjuster , time is of the essence. Dealing with a licensed professional means that your South Florida Marine Insurance Claims are handled the right way, the first time. A lot can go wrong on the water, and a lot can go wrong with your claim. If you want to make sure that you’re covered, contact Reliant Adjusters Group today at (561) 929-9826 or ReliantClaims@Gmail.com .

Fire insurance claims can be complex because the impact of a fire can vary greatly. The effect can be as little as smoke damage to heavy soot particles or a complete structural loss. Those who have had fire damage in South Florida should know a few things in addition to calling a public insurance adjuster at Reliant Adjusters. What Do I Do First? Call the insurance as soon as possible. Damages may be so severe that the house can be uninhabitable for a while. An advance payment may be requested from the insurance company so that necessities can be purchased or a hotel can be lived in during the timeout.  Make sure to document everything. Provide pictures as close to the event as possible. If those aren’t available, Google Maps may be able to provide somewhat recent pictures. While natural disasters can’t be prevented, their damage can be mitigated. Damages from neglect may not be covered by an insurance policy. Also preventing any further damage from occurring is necessary. Leaving open holes that were burned into the roof or walls can make the property susceptible to water damage from rain. Mitigate any further damage from happening or the insurance company may not cover it. Conditions to the policy Insurance adjusters are required to respond in a timely manner to claims. Contacting the Department of Insurance may help the process if the insurance company is delaying. However, in many cases, Reliant Adjusters will get the job done with experience in communicating, showing the damages, and negotiating with insurance companies. They will get the payment done quickly. Keep paying the insurance premiums even after filing the claim. Failing to pay can risk the eligibility for relief. There is liability protection included in the insurance which covers other damages that may arise due to the initial incident. Keeping these is important especially during the time of a disaster. Take no risks and keep the policy going. Reliant Adjusters Group is a licensed, professional public insurance adjusters group in South Florida, providing private adjuster services for not only fire damage claims but also mold, water, roof, smoke, theft, wind, and hurricane damage. We will represent the interests of residential or commercial property owners who are not experienced enough or don’t have the time to deal with the complexities of insurance. We also understand the nuances of the region and policies to get the fairest result for our clients. Call Reliant Adjusters now at (561) 929-9826 or visit www.reliantadjustersgroup.com to get help for fire or any damage claims in South Florida.

Reliant Adjusters Group an insurance adjuster in Florida that represents the interests of residential or commercial property owners who have suffered an insurance loss. This insurance adjuster in Palm Beach County can assist with a claim after a hurricane. A strong hurricane can cause extensive damage and result in a loss of personal insured items. the public adjusters at Reliant Adjusters group can assist with a hurricane claim and provide a customer with all of the necessary information and resources to begin the claim process. How A Public Adjuster Can Help With A Hurricane Claim: Inspecting and Adjusting the Loss Provide Documents Assist with claim negotiations A Public Adjuster’s Role The role of a public adjuster is to work on behalf of policyholders. Businesses’ and homeowners should hire a public adjuster when assistance is needed in filing a claim or feel that a claim amount offered by the insurance company is incorrect. Hurricane damage and other natural disasters can be filed and negotiated with a public adjuster. A public adjuster is able to understand the language and details of insurance policies and can use sophisticated software to estimate the clients’ property loss. Hiring a public adjuster can negotiate with the insurance company on the client’s behalf and can help to settle a claim quickly and efficiently for the maximum amount allowed. Provide Documents A public adjuster will be able to take photos and assist with filing an insurance claim and provide the required documents. The Adjuster can use a high-quality camera and take the correct photos and video of the damage done to the property as a result of a hurricane. Photos and videos should document the property destroyed in a hurricane. Destroyed property may include water and mold damaged materials, roof, and valuable belongings inside in the home to name a few. The adjuster may also assist with preparing a detailed list of all the damaged belongings which should include, a price, and an estimated cost to replace those items. A public adjuster will also inform the homeowner of the appropriate documents required in order to complete the process.  Providing these documents and to a public adjuster will make the process much easier. Saves Time And Money After a hurricane, business and homeowners are stressed and concerned about their wellbeing and returning to a normal routine. Filing an insurance claim may not be a priority for a busy person and will benefit from a public adjuster’s services. Business owners are more concerned about getting back to work after a hurricane and do not have the time to deal with paperwork. A public adjuster will be able to save home and business owners time and money. These professionals, assist with clients and contractors in order to make a better settlement with the insurance company. A public adjuster will protect a client, from any danger as a result of inexperience. Therefore, the adjuster can participate in this time-consuming process and save the client time and frustration. Reliant Adjusters Group is a great professional public adjuster group in Florida. Hiring a public adjuster to help with a hurricane claim is an excellent service. We provide all business and homeowner’s adjuster needs in Palm Beach County. Call us at (561) 929-9826 today to speak to a qualified representative! Visit us on the web at Reliant Adjusters Group for more information.

Homeowners understand the intricacies of owning a house and what it takes to maintain a pristine home. One of the major concerns of homeowners is the potential of mold damage. Just like any other insurance policy, a mold damage insurance claim is meant to ensure that the homeowners are compensated for any damage that may come as a result of mold infection. Mold mainly forms when there is a moist surface which may be as a result of leaking pipes or a wet wall. Here are the key guidelines for a successful settlement of mold damage insurance claims in Florida. Understand The Importance Of Mold Damage Claims It’s evident that a majority of homeowners today are either ignorant of the existence of such insurance policies or overlook the importance of such policy endorsements. As a homeowner, mold contamination must be treated quickly, or you may increase the potential of damaging the home. Mold can be very dangerous it may damage the home and provide a perfect place for other microorganisms to breed. With mold damage claims, the expenses and damages in many cases should be covered by the insurance policy , but not guaranteed. That’s why it’s important to discuss your damages with a professional who can explain what is typically covered under the insurance policy and what isn’t.  Inform Your Public Adjuster Immediately Mold contamination is a continuous process which may happen any time as long as there is a moist surface. It’s highly advisable to bring this concern to the attention of an insurance company or public adjuster regardless of how small you think the contamination could be. This would give them time to assess it and determine whether it needs immediate attention or not. Afterward, it is recommended to follow up and make sure that the situation is handled within the shortest time possible. Reviewing Mold Damage Claims Policy It’s the obligation of the policyholder to make sure that they perfectly understand the coverage of mold claims within the policy. That will provide a rough understanding of what to expect for mold claim damages. Do not sign anything unless everything is perfectly understood and all the provisions are stated clearly on the insurance agreement. Make sure clarification comes from a third party in case the further explanation is needed. A good lawyer or public adjuster would have a deep understanding of the details surrounding mold damage claims. Consider The Services of a Good Adjuster Following-up on some of these issues can be very tiresome and engaging. It is beneficial to have a person who has been trained to deal with such issues represent your claim. Unfortunately, not every adjuster can be trusted to effectively deal with mold damage claims and bring good results. The public adjusters at Reliant Adjuster Group can handle mold settlement claims. They have years of knowledge and experience in helping homeowners with mold claims. We guide homeowners through the mold claim process and work to get them the maximum return possible. Call one of our qualified adjusters today at 561-929-9826 .

Marine Insurance is a term that generally encompassed a variety of insurance types for marine vehicles. Understanding the various types of marine insurance is particularly critical for marine businesses. Some of the types of marine insurance include hull insurance, machinery insurance, P&I insurance, liability insurance, FD&D Insurance, and marine cargo insurance. Each type of insurance covers specific types of structures and events that could happen in relation to marine craft or marine businesses. Hull Insurance is a critical form of marine insurance. Hull coverage will protect a ship or watercraft owner in the case that damage happens to the hull or any furniture onboard. The hull refers to the watertight body of a watercraft. In many cases, the hull makes up the majority of the ship. Hull insurance covers damage occurring to a large portion of the boat or ship. Covering just about any type of boat, hull insurance is a solid investment for individual and commercial vessel owners. Machinery Insurance will cover damage to any ship machinery that is essential to its functionality and purpose. All claims must be approved by a surveyor for them to be approved. Machinery insurance is recommended for any commercial vessels. Hull insurance and machinery may be offered as one combined insurance policy referred to as H&M insurance. During times of high war risk, extensions to this type of insurance can cover war strike-related damages. Protection & Indemnity (P&I) Insurance is provided by a club called the P&I club. This type of insurance can be considered a gap insurance. The P&I club is shipowners mutual insurance that covers any third party liability risks not covered by H&M insurance. The protection party for P&I Insurance covers risks associated with vessel ownership and ship crews. The indemnity provides protection against the ship’s functions such as cargo transportation. Liability Insurance for marine vessels is similar to liability insurance for a car. In this case, the insurance would cover any compensation sought for a boating accident. Liability insurance is not required but it is recommended for any marine vessel owners. FD&D Insurance stands for freight, demurrage, and defense insurance. This type of insurance may sometimes before referred to simply as damage insurance. The purpose of FD&D insurance is to cover any costs for filing a claim that is not covered by hull or machinery insurance. Some examples include legal costs and assistance with handling. Freight Insurance should be added to any insurance policies for freight ships and other vessels that transport cargo. In the event of an accident, freight insurance will cover any lost cargo costs. This type of coverage will protect the freight company from losses caused by the missing cargo. Marine Cargo Insurance also provides coverage for cargo carrier vessel owners. In the case of any cargo damage or losses caused by delays or unloading, marine cargo insurance will cover the losses. This includes third-party liability coverage for damage caused by a port. All of the above forms of insurance are all types of marine insurance. Reliant Adjusters Group is a firm of public adjusters that are highly experienced with marine insurance and claims. Florida is home to many ports and many boat owners. Our experts at Reliant Adjusters Group can assist in interpreting marine insurance policies and filing claims to optimize payouts. For assistance with a marine insurance claim, contact us today at (561)929-9826 .