Marine Insurance Claims
- rm3433
- Aug 23, 2016
- 2 min read
Boat Insurance & Marine Insurance
Florida is known around the world as a prime destination for boaters, especially during the winter months when the weather is pleasant and annual boat shows are regularly held.
The Palm Beach International Boat show is truly a special event showcasing everything from fishing boats to super yachts with all the name brand equipment and electronics.
Over the years boats have increasingly become more technologically advanced. Radar systems, GPS, satellite television, and autopilot are just some of the features that boats come with today. For some it seems that every year a newer more advanced option is available. These newer features and technology comes with a hefty price tag, usually in the tens of thousands of dollars and up.
Hopefully when anything goes wrong you are insured and can collect the full value of your investments through comprehensive boat insurance claims and marine insurance claims.
Reliant Adjusters, a public insurance adjusters group based out of Boca Raton, ensures that when you work with Reliant Adjusters you get the full value of your marine insurance claim, and we help get everything handled so you can get back to life as usual without all the hassle.
Marine Insurance Claim
Marine insurance is very important to have but perhaps more importantly, be sure you have the right policy which covers for the type of vessel you have and the vessels purpose.
Make sure your new electronics are covered in the policy too, as some policies will have a separate coverage limit for electronics and equipment.
Keep your service records of the boat, when it is repaired, when new equipment is installed, how many hours are on the engines and generators, etc.
Marine vessels are susceptible to many different perils including: water damage from salt water exposure, lightning strikes, mechanical and structural failure, striking submerged obstructions, and inclement weather, just to name a few.
Hiring a public insurance adjuster can be very valuable to properly document and negotiate your marine claim.
Ask yourself, do you fully understand your insurance policy and how long it takes to complete the claim investigation? When is the insurance company required to make a decision on your claim? Can I hire my own marine surveyor?
Hiring proper representation will relieve you of many of these unknowns that most boat owners and captains have to handle on their own.
The insurance policy is in place to indemnify the vessel’s policy holder. That means if the vessel cannot be repaired to its pre-loss condition, then replacement may be the only option to consider.
At Reliant Adjusters Group have the experience and expertise it takes to assist with marine claims and get you every penny of your value. Our public adjusters will assist in a thorough investigation to make sure that every part of your marine claim has been reviewed.
Call us today regarding your marine insurance claim and let the experts get you the biggest settlement possible.
We serve the entire state of Florida including the Florida Keys.




Comments